Industry Expertise

Construction

The construction industry is one of our core competencies in which we have a wide array of experience, expertise and resources. In fact, our dedicated construction department has over sixty combined years of experience  specializing in insuring and bonding general contractors, roofers, painters, carpenters, electricians, plumbers and other specialty contractors. And since our team is continually updating their certifications and refreshing their knowledge of the ever-changing construction industry, you can have confidence that you have a knowledgeable team.

We know the risk specific to the construction industry.
The construction industry has many unique exposures that must be adequately addressed and are often difficult to place. However, because of our long-time relationship with the top bonding and insurance companies, no matter how large or small your company, we can negotiate your risk. Some of our areas of expertise include:

• Surety
• General Liability including Contractual Liability
• Builders Risk
• Contractors Equipment
• OCP’s
• Open Roof Warranties
• Out-of-state Workers Compensation Exposure
• Professional Liability including Design/Build
• Commercial Auto Liability
• Employment Practice Liability including Third Party Discrimination
• Contractual Risk Transfers

We understand, and so do our carriers, that your business and risk exposures are unique. Therefore, whether you are a small artisan contractor, large general contractor or anything in between, we can tailor a program to fit your needs. We also represent numerous contractors that are part of government set aside programs. To assist this growing market, we have both insurance and surety companies that understand this risk and can meet your needs. Give us a call to learn how we can build a risk management program using traditional products and non-traditional risk transfer techniques. 

Success Story - Large risk negotiated with bonding companies
Several years ago, we were approached by a contractor having difficulty obtaining a performance bond due to the size and nature of the job. Because of our strong relationships with our surety companies and reputation in the insurance industry, we were able to negotiate a solution that allowed the contractor to be issued a bond. After receiving the performance bond, the contractor was able to begin and successfully complete the construction project. Subsequently, the contractor has been successful obtaining bonds from surety companies.